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Emergency Financial Assistance

Every Wednesday, House of Hope managers from the agency’s four locations – Stuart, Hobe Sound, Indiantown and Jensen Beach – gather to review the many requests for assistance they have received throughout the week in the Emergency Financial Assistance program.

Typically, EFA clients are low-wage workers, low fixed-income seniors, single parents, and people facing a sudden life crisis (divorce, abandonment, abuse, death in the family, major medical issue, etc.).  In today’s economic climate, many clients are newly unemployed middle-class wage earners who have exhausted their personal resources and are now desperately in need of help.

Each case is heartbreaking. Each represents a life in crisis; children at risk. The needs all too often outweigh the funds available, even with assistance from other agency and church partners.

Donations and grants make House of Hope assistance possible.
Please help make sure no one falls through the cracks.

Cases of Hope from our recent client files:
"Matthew," 42, is the single father of a 9-year-old girl. He works selling insurance, but his base salary was reduced in January and his commission was already low because of the economy. He came to House of Hope for help with his electric bill -- $96 was "past due" and put him in danger of having his power cut off. House of Hope paid the bill  -- offering emergency assistance -- and also is screening Matthew for long-term assistance and guidance under HOH's case management program.
"Melanie" is a 58-year-old Jensen Beach woman who lost her job when the laws governing qualifications for her position were changed. She took a course in a new field and opened her own business in July 2009, but was forced to close in October 2009 after breaking her foot in an accident. She is currently working for the Census and looking for more employment. Jensen Beach branch manager Kathy Foster calls her a "real go-getter" and has confidence in her future. In the mean time, "Melanie" has run through her savings and needs assistance; House of Hope will provide $200 toward her rent.
"Marie," 51, and her husband, "Elliott," 54, were both employed in construction. Elliott became sick in November of 2009 and could no longer work. By February, Marie had to leave her job to take care of Elliott full-time. Her husband eventually entered hospice care and died around the time that Marie came to House of Hope for help. Marie said she had some job opportunities lined up, but needed help with her rent to help her get by until she started working again. House of Hope paid the $500 in rent that she requested.
"Allison" is a 27-year-old woman with two young children. She has been employed as a prep cook at a local bakery/deli for the past three years and had been managing OK. However, she recently missed some work because of illness and then her daughter was hospitalized for a few days. With the extra expenses of medication and the temporary expiration of her food stamps, Allison faced a crisis: How was she going to pay her rent? She came to House of Hope for assistance, and we were able to pay $400 toward her rent and have also recommended Allison take part in our case management program to work long-term toward a more stable future.
"Rose," 49, and her 18-year-old daughter share a home. Rose had been working for five months at a local grocery store when she was diagnosed with breast cancer. At the same time, her daughter was diagnosed with an ovarian cyst, which has been treated successfully. Rose's prognosis, however, is not good. A charitable group has helped Rose obtain treatment and she has returned to work, but she has incurred many out-of-pocket travel and medical expenses. Rose's daughter works part-time at a restaurant, but her hours keep getting reduced. House of Hope was able to provide $500 toward their rent, and will attempt to offer longer-term help to the family through the case management program -- perhaps helping the daughter to find better employment.
"Meredith" is a Hobe Sound resident with a 9-month-old baby whose father is not providing child support. Meredith works as a receptionist and is struggling to make ends meet. She earns just a bit too much to be eligible for Food Stamps and other benefits. Her baby recently got sick and the expenses of doctor visits and medication set her back. She came to House of Hope for help with her rent, and we will pay the $275 she requested. In addition, House of Hope will propose that she enter the case management program to help her with child care expenses, budgeting, and other matters.
"Cheryl" is a 55-year-old Hobe Sound woman who is a writer and teacher. Her most recent employer did not pay its workers for several weeks. Cheryl will soon start a new job, but she is behind on her bills. She came to House of Hope for $250 toward her rent, which the agency will pay.
"Bradley" and "Allison" have a 2-year-old child and one on the way. Allison works part time, and Bradley lost his job about three weeks ago. The family came to House of Hope facing a three-day notice for eviction, with back rent, late fees and utilities mounting. House of Hope agreed to pay at least $624 to help the family stay in their home.
"Barbara" is a 32-year-old single mother of five children under the age of 10. Her significant other, who had been paying the bills for the family, recently moved out. Her sister will be moving in to help the family, but in the meantime, Barbara is falling behind on bills. She is looking for a part-time job while going to school to become a medical assistant. Holy Cross -- a faith-based agency partner in Indiantown -- and House of Hope are partnering to help with her rent.
"Hannah," 22, and her husband have been unemployed and trying to support their two children. Fortunately, "Hannah" was just hired at a new restaurant. However, the family is in danger of falling behind on their rent. They came to House of Hope as well as St. Vincent de Paul for help, and we will be splitting the cost of the family's $640 rent.
"Jennie" is a 23-year-old mother of two children and employed as a prison guard. She and her children had been living with her mother to help her, but now they must move out. Jennie had put money aside to move into an apartment, but instead she had to buy a used car after her automobile faced repairs that amounted to more than the car was worth. House of Hope and other agencies are helping her with her rent so she and her family can get settled.
"Roger" is a 53-year-old man who has been resourceful during his unemployment. To expand his opportunities as a truck driver, Roger took classes to obtain his Class A and Class B commercial driver's licenses. Workforce Solutions also has helped him with his resume and job search. Meanwhile, he had been sharing an apartment with his son, but his son moved out and Roger could no longer afford the rent. He became homeless -- living out of his car -- for about three weeks before finding another, more affordable apartment. He could pay the deposit, but he needed help with the first-month's rent. House of Hope and St. Vincent de Paul paid $250 each to help him.
"Ruby" is a 36-year-old Indiantown resident who is working and taking business management classes despite suffering from a brain tumor.  She came to House of Hope for help with her FPL bill of about $100. HOH will pay the bill, and has recommended her for the agency's case management program that can help counsel Ruby on money management and career-related goals.
"Donna" is 84 years old and focused on caring for her gravely ill husband, who is 87. She was taking care of him at home for months, but in the past few weeks, he has been back and forth from the hospital and a nursing home. Donna had been coping as best she could with bills, but her FPL bill has mounted to the point where she has received a final notice totaling $510. House of Hope will help her with at least a portion of that bill, and will also help guide Donna in trying to reduce other costs -- especially her premium for Medicare gap insurance.
Here's one of the most unusual cases in House of Hope history: We helped an elderly couple -- he's 86, she's 81 -- get rid of a 40-pound hive that bees had built behind their air conditioning unit. They live in a mobile home park and were being threatened with eviction if they didn't get rid of it. HOH negotiated with an exterminator and paid $285 to remove the hive.
"Becky," the mother of two young boys, had been trying to extract herself from an abusive relationship. She moved in to a new apartment, but she did not have any furniture or many other household items. She came to House of Hope and the Clothes Closet program was able to help -- and showed that the program is about more than just clothes. House of Hope gave her two twin beds for the boys as well as one for herself. There were also some sets of blue sheets someone had donated that were perfect for the boys' beds. The family was given a set of dishes and plastic cups. The best item of all was a chair for the boys' bedroom where their mom could sit and read to them at night.
"Mickie" was 20 and temporarily living at a domestic violence shelter with her 15-month-old child. She has hopes for going to college and becoming a nurse, but her first step along the path is getting her GED. She needed help paying the fee to take the test, and House of Hope agreed to pay the $70 fee.
"Alan" is a disabled veteran, discharged from the Marines in 2004 after two surgeries on his knees. He is attending school on the GI Bill, studying aviation mechanics, a vocation he did during his time in the military. He is the father of a 15-year-old, and he lives with his fiancee, who also has a teenager. His fiancee works at a resort as a massage therapist, but has had no work during June. "Alan" was also the victim of bank fraud, losing $600. He will be finishing school and looking for work soon, and House of Hope was able to help with $280 toward their rent to help them in the meantime.

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notes from clients
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House of Hope + 2484 SE Bonita Street, Stuart, FL  34997-5004
772-286-HOPE (4673) + Fax: 772-286-7696 + www.hohmartin.org